14 Pieces of Bad Advice

Have you ever been given bad financial advice? I guarantee that you have, even if you weren’t aware of it. The question is…did you listen to it? Here are 14 bad pieces of advice you should reject: “Buy a house. Read More

expenses

Hacking Life’s Major Expenses

Over the past couple of weeks, we have been getting our American life back. We’ve moved to a new city, got a new apartment, my husband started a new job, and we’ve started replacing everything we sold or canceled before Read More

strategies

My Favorite FIRE Concepts

There are hundreds of amazing personal finance blogs*.  These blogs have introduced me to so many terrific new life hacks that will speed up my process to financial independence. So I’ve decided to spread the love!  Here are some of the Read More

The Frugal Mermaid: An Introduction

This is the story of a blissfully happy married couple striving to achieve financial independence. We are two twenty-something Americans living a frugal life in, of all places, Cartagena, Colombia.  Our journey started in June 2016, when I, the Frugal Read More