vanguard ira

How to Set Up a Vanguard IRA

Are you ready to start investing but don’t know how to start? Let me tell ya, I’ve been there. One year ago, as a complete investing beginner, I had no idea what I was looking at when I ventured onto Read More

14 Pieces of Bad Advice

Have you ever been given bad financial advice? I guarantee that you have, even if you weren’t aware of it. The question is…did you listen to it? Here are 14 bad pieces of advice you should reject: “Buy a house. Read More


My Favorite FIRE Concepts

There are hundreds of amazing personal finance blogs*.  These blogs have introduced me to so many terrific new life hacks that will speed up my process to financial independence. So I’ve decided to spread the love!  Here are some of the Read More


The Best Way to 401k: Helping You Understand Your 401k

How do you feel when setting up your 401k? Stressed?  Confused?  Indifferent? Me too. Before I started reading personal finance blogs, I had little-to-no idea what a 401k was, or why I needed to use it. I would flip through Read More

The Frugal Mermaid: An Introduction

This is the story of a blissfully happy married couple striving to achieve financial independence. We are two twenty-something Americans living a frugal life in, of all places, Cartagena, Colombia.  Our journey started in June 2016, when I, the Frugal Read More