retirement

Outside-of-the-box Retirement

I think we all dream of that first day of retirement.  That first day of sleeping in until 10, watching afternoon soaps in your unders, and reveling in the fact that you answer to no one.  You can while away Read More

expenses

Hacking Life’s Major Expenses

Over the past couple of weeks, we have been getting our American life back. We’ve moved to a new city, got a new apartment, my husband started a new job, and we’ve started replacing everything we sold or canceled before Read More

glasses

My $10 Frugally Fabulous Glasses

What did you pay for your last pair of glasses? I haven’t bought a pair of glasses from an optician for years. Why? My last pair (non-designer) cost almost $400!!!  I refused to pay that ludicrous price ever again. Years Read More

strategies

My Favorite FIRE Concepts

There are hundreds of amazing personal finance blogs*.  These blogs have introduced me to so many terrific new life hacks that will speed up my process to financial independence. So I’ve decided to spread the love!  Here are some of the Read More

The Frugal Mermaid: An Introduction

This is the story of a blissfully happy married couple striving to achieve financial independence. We are two twenty-something Americans living a frugal life in, of all places, Cartagena, Colombia.  Our journey started in June 2016, when I, the Frugal Read More