savings snowball

Psych Yourself Up for Saving with the Savings Snowball

Quick Review: The Debt Snowball Have you heard of the debt snowball? It works like this: You pay the minimum payment on all of your cards/loans EXCEPT for your lowest balance card or loan.  You throw as much money as Read More

strategies

My Favorite FIRE Concepts

There are hundreds of amazing personal finance blogs*.  These blogs have introduced me to so many terrific new life hacks that will speed up my process to financial independence. So I’ve decided to spread the love!  Here are some of the Read More

savings

Things I Wish I Had Known Then #3 – Savings

Saving is, to me, the most important part of adulting.  More money = more freedom.  And isn’t that what we all want as adults?  We want our summer break back, am I right? There are a variety of ways to Read More

The Frugal Mermaid: An Introduction

This is the story of a blissfully happy married couple striving to achieve financial independence. We are two twenty-something Americans living a frugal life in, of all places, Cartagena, Colombia.  Our journey started in June 2016, when I, the Frugal Read More