Things I Wish I Had Known Then #4 – FREE MONEY!

What’s that, Frugal Mermaid?  Did you say FREE?  You’d better believe it.  In this post, I’m going to show you ways to get free and {almost} free money or rewards.  You want some? *Free* 1. Rewards credit cards You can Read More


Things I Wish I Had Known Then #3 – Savings

Saving is, to me, the most important part of adulting.  More money = more freedom.  And isn’t that what we all want as adults?  We want our summer break back, am I right? There are a variety of ways to Read More


Things I Wish I Had Known Then #2 – Home Sweet Home

If Harry Potter can do it, we can too, right?  Ok, maybe that’s a little extreme.  Please don’t live under a staircase, unless you’re hoping that it will increase your chances of becoming a wizard. Home Sweet Home Ah, your Read More


Things I Wish I Had Known Then – Work Hard for the Money

How old were you when you got your first job? I was 15, delighted to make $6.25 an hour working at the local park’s snack stand.  This was a highly coveted position, but I had an “in” with the family Read More

The Frugal Mermaid: An Introduction

This is the story of a blissfully happy married couple striving to achieve financial independence. We are two twenty-something Americans living a frugal life in, of all places, Cartagena, Colombia.  Our journey started in June 2016, when I, the Frugal Read More