money mindset

Why Your Money Mindset is Important

How often do you hear people say “I’m so bad with money!” Do you say that yourself? It makes me sad to hear that phrase.  Do people really think there is nothing they can do about it, no way to Read More

savings snowball

Psych Yourself Up for Saving with the Savings Snowball

Quick Review: The Debt Snowball Have you heard of the debt snowball? It works like this: You pay the minimum payment on all of your cards/loans EXCEPT for your lowest balance card or loan.  You throw as much money as Read More


Hacking Life’s Major Expenses

Over the past couple of weeks, we have been getting our American life back. We’ve moved to a new city, got a new apartment, my husband started a new job, and we’ve started replacing everything we sold or canceled before Read More


Our Frugal Wedding

My husband and I just celebrated our 5 year wedding anniversary last Friday!  It’s been a wonderful 5 years, and I know that I’ve found the best person to spend my life with (cue the awwww!!!) Over the past few Read More


Four Simple End Money Arguments in Your Relationship

How does money affect your relationship? Money is one of the most common reasons for contention in relationships.  How can we change this? Our solution:  a set of simple money rules for situations where emotions can often take the driver’s Read More


Things I Wish I Had Known Then #4 – FREE MONEY!

What’s that, Frugal Mermaid?  Did you say FREE?  You’d better believe it.  In this post, I’m going to show you ways to get free and {almost} free money or rewards.  You want some? *Free* 1. Rewards credit cards You can Read More