vanguard ira

How to Set Up a Vanguard IRA

Are you ready to start investing but don’t know how to start? Let me tell ya, I’ve been there. One year ago, as a complete investing beginner, I had no idea what I was looking at when I ventured onto Read More


Dangerous Discount Stores

Guys. Vegas has an AMAZING selection of discount stores. I have long been a patron of stores like Ross, Big Lots, and 99 Cents Only, but I have never seen the variety and quantity that is found in the Las Read More

money mindset

Why Your Money Mindset is Important

How often do you hear people say “I’m so bad with money!” Do you say that yourself? It makes me sad to hear that phrase.  Do people really think there is nothing they can do about it, no way to Read More

14 Pieces of Bad Advice

Have you ever been given bad financial advice? I guarantee that you have, even if you weren’t aware of it. The question is…did you listen to it? Here are 14 bad pieces of advice you should reject: “Buy a house. Read More

savings snowball

Psych Yourself Up for Saving with the Savings Snowball

Quick Review: The Debt Snowball Have you heard of the debt snowball? It works like this: You pay the minimum payment on all of your cards/loans EXCEPT for your lowest balance card or loan.  You throw as much money as Read More


Outside-of-the-box Retirement

I think we all dream of that first day of retirement.  That first day of sleeping in until 10, watching afternoon soaps in your unders, and reveling in the fact that you answer to no one.  You can while away Read More


Hacking Life’s Major Expenses

Over the past couple of weeks, we have been getting our American life back. We’ve moved to a new city, got a new apartment, my husband started a new job, and we’ve started replacing everything we sold or canceled before Read More


23 Things To Do in Cartagena, Colombia

Cartagena is a beautiful, colonial city on Colombia’s northern Caribbean coast.  Clocking in at a balmy 90 degrees F pretty much all year round, it’s a delightful place to visit and experience the Costeño culture. There is plenty to do in Read More


The "Convenience Tax"

Have you ever wondered why you can buy a 12 pack of soda for $5, or one single fast food soda for $2? It’s the convenience tax baby, and it’s one of the easiest things to cut out of your Read More

finance a car

Why You Should NEVER Finance a Car

Have you ever financed a car purchase? What was your payment?  How did it feel to have that debt? I personally have never financed a car.  I believe it is one of the worst financial mistakes you can make.  Here Read More