Our $2,900 Sealopement

My husband and I just celebrated our 5 year wedding anniversary last Friday!  It’s been a wonderful 5 years, and I know that I’ve found the best person to spend my life with (cue the awwww!!!) Over the past few Read More

good better best

Good, Better, Best

Are you using your time in the best possible way? I believe there are good, better, and best uses of time. Unfortunately, upon reflection, I have realized that most of the time, I am settling for good instead of striving Read More

playa blanca

Playa Blanca Day Trip

If you are visiting Cartagena, Colombia, you should definitely make time to go see Playa Blanca.  Playa Blanca is a beautiful white sand beach about 1 hour away from Cartagena. There are many ways to structure your trip to Playa Read More

playa blanca

Transportation to Playa Blanca

Playa Blanca is a white sand beach on the northern coast of Colombia, about 1 hour from Cartagena.  It’s one of the more popular things to do while in Cartagena, and for good reason…it’s beautiful. We have been to Playa Read More


Four Simple End Money Arguments in Your Relationship

How does money affect your relationship? Money is one of the most common reasons for contention in relationships.  How can we change this? Our solution:  a set of simple money rules for situations where emotions can often take the driver’s Read More

working for the man

What's So Bad About Working For the Man?

Many people insist that you can only get rich by becoming an entrepreneur, by working for yourself. I counter with “What’s wrong with working for the man?” I understand where the opposition is coming from.  With a W2 job, you Read More


The Best Way to 401k: Helping You Understand Your 401k

How do you feel when setting up your 401k? Stressed?  Confused?  Indifferent? Me too. Before I started reading personal finance blogs, I had little-to-no idea what a 401k was, or why I needed to use it. I would flip through Read More

santa marta

How to Get to Santa Marta, Colombia

Santa Marta is a little city on the northern Caribbean coast of Colombia. It’s very hot and humid, generally hovering in the 80-90 degrees Fahrenheit range. It’s a popular destination for tourists, mainly because of its proximity to Tayrona National Read More


Things I Wish I Had Known Then #4 – FREE MONEY!

What’s that, Frugal Mermaid?  Did you say FREE?  You’d better believe it.  In this post, I’m going to show you ways to get free and {almost} free money or rewards.  You want some? *Free* 1. Rewards credit cards You can Read More


Things I Wish I Had Known Then #3 – Savings

Saving is, to me, the most important part of adulting.  More money = more freedom.  And isn’t that what we all want as adults?  We want our summer break back, am I right? There are a variety of ways to Read More