Ignore These 14 Pieces of Terrible Advice

Have you ever been given bad financial advice? I guarantee that you have, even if you weren’t aware of it. The question is…did you listen to it? Here are 14 bad pieces of advice you should reject: “Buy a house. Read More

savings snowball

The Savings Snowball

Quick Review: The Debt Snowball Have you heard of the debt snowball? It works like this: You pay the minimum payment on all of your cards/loans EXCEPT for your lowest balance card or loan.  You throw as much money as Read More


The NEW Retirement

I think we all dream of that first day of retirement.  That first day of sleeping in until 10, watching afternoon soaps in your unders, and reveling in the fact that you answer to no one.  You can while away Read More


Hacking Life’s Major Expenses

Over the past couple of weeks, we have been getting our American life back. We’ve moved to a new city, got a new apartment, my husband started a new job, and we’ve started replacing everything we sold or canceled before Read More


23 Things To Do In and Around Cartagena, Colombia

Cartagena is a beautiful, colonial city on Colombia’s northern Caribbean coast.  Clocking in at a balmy 90 degrees F pretty much all year round, it’s a delightful place to visit and experience the Costeño culture. There is plenty to do in Read More


The "Convenience Tax"

Have you ever wondered why you can buy a 12 pack of soda for $5, or one single fast food soda for $2? It’s the convenience tax baby, and it’s one of the easiest things to cut out of your Read More

finance a car

Why You Should NEVER Finance a Car

Have you ever financed a car purchase? What was your payment?  How did it feel to have that debt? I personally have never financed a car.  I believe it is one of the worst financial mistakes you can make.  Here Read More


College Wins, Fails, & Regrets

Who doesn’t have regrets about college?  From changing majors halfway through your program, to taking 10 years to get a degree, to racking up mountains of debt, everyone has something they wish they had done differently. I know I do! Read More


My $10 Frugally Fabulous Glasses

What did you pay for your last pair of glasses? I haven’t bought a pair of glasses from an optician for years. Why? My last pair (non-designer) cost almost $400!!!  I refused to pay that ludicrous price ever again. Years Read More


I Am NOT a Material Girl

Let’s play a game. Right now, do a mental inventory of all of your possessions within your sight.  Give each item a rating from 1-10 based on how much you value that item.  The value can be based on its Read More